The Central Bank of The Park issued its annual reminder today, telling all Park residents who intend to estivate this Summer that they should make the final deposits to their accounts by June 28.

According to a Central Bank spokesAnimal, many Park banks have reported that deposits are down from this time last year. Animals may be waiting until the last minute to make their pre-estivation deposits in the hope that interest rates will rise, he says. But that is unlikely to happen.

“The Park Finance Office has been keeping an eye on pre-dormancy and dormancy interest rates for the past year and banks now appear to be towing the line,” he said.

Still, the Central Bank advises estivators to be vigilant and not believe advertisements for artificially high interest rates. If it looks to good to be true, the Bank says, it probably is.

Uzoma Serval, author of BankWoe, agrees.

“There is a painful downside to these extremely high rates,” Serval says. “When the dormancy period ends for these Animals, they find they are not at liberty to withdraw their funds as they wish. They discover they’ve signed away that right, without even knowing it. And their interest rate quickly plummets ten percent or more.”

Estivation officially begins on Wednesday, June 29. The Central Bank of The Park will be closed on Thursday, June 30 for its mid-year tally.